Accepted Insurances and
Office Policies

A modern dental office called Blue Bay Dental, with blue walls wall, dental chair, dental equipment, a small white desk with a computer, and a large window with a city view of Flushing.

Insurance Information

We are an insurance friendly office and accept most plans. When scheduling appointments, please have your insurance information ready. These are the insurances that we participate with, as of 2025:

Medicaid/Medicare:

  • Dentaquest

    • Health First; Fidelis-Wellcare; Senior Whole Health; Extended MLTC; Metroplus; Centers Plan for Healthy Living(CPHL); Emblem

  • Liberty Dental

    • BCBS; VillageCareMAX; Centerlight

  • AARP

All dental PPO plans (except Healthplex, Emblem GHI)

  • Aetna

  • Ameritas 

  • Assurant/Sunlife

  • BCBS

  • Cigna

  • Delta Dental

  • Guardian

  • Humana

  • Lincoln

  • Metlife

  • Nippon Life

  • Principal

  • United Concordia Company(UCC)

  • UHD

  • UMR

  • Solstice

Appointments and Cancellations

Our services are by appointment only. We strive to see all patients on time we ask that you make every effort not to change a scheduled appointment. Cancellations must be received 24 hours prior to an appointment. Appointments canceled with less than this notice and any missed appointments will be subject to a $100 fee.

Billing and Payments

Full payment is due at the time of treatment. Cash, checks, and credit cards are accepted. An estimate of fees and estimated insurance co-payments are available when scheduling. Please call if you have questions or if you need assistance or clarification of our policies.

Patient Testimonials

  • "Great office located directly in the heart of flushing. Upon arrival for my appointment, I was quickly seated by friendly member of staff who made me feel really welcome. The atmosphere of the dentist office is very refreshing and warming. My check-up was on time and it was an extremely professionally run office by Dr. Zhou. She was very helpful with my dental questions and concerns."​

    Steven Z.

  • "I’ve been with Bluebay for almost 10 years and Dr Zhou is always nice and professional. The clinic is always nice, clean and welcoming, I feel so comfortable to stay with Dr Zhou for all my dental needs!"

    Renee Y.

  • "I've been going to Blue Bay Dental for many years now and I've had a great experience each time. Dr. Zhou and her team are always welcoming, attentive, and professional. After my teeth cleaning, Dr. Zhou would evaluate my teeth and answer any questions I may have which shows her ability to actively listen and give her professional advice. I highly recommend Blue Bay Dental!”

    Ming L.